UPSC Themes

UPSC CSE Mains 2014 · GS3

“In the villages itself no form of credit organization will be suitable except the cooperative society.” — All India Rural Credit Survey. Discuss this statement in the background of agricultural finance in India. What constraints and challenges do financial institutions supplying agricultural finance face? How can technology be used to better reach and serve rural clients?

Theme

T132 Financial inclusion & rural credit

What UPSC asks in this theme

UPSC asks financial inclusion as part of social and economic inclusion, RBI's FI Index, Jan Dhan for the unbanked, and rural credit cooperatives' role and challenges.

What to cover

Writing the answer

These notes are for the whole theme, built from all 3 of its PYQs. UPSC does not publish model answers.

More PYQs from this theme

  1. GS3202610 marks

    Examine the view that financial inclusion is an integral part of social and economic inclusion in a country like India. Also throw light on the usefulness of the R.B.I.’s Financial Inclusion Index.

  2. GS32016

    Pradhan Mantri Jan Dhan Yojana (PMJDY) is necessary for bringing unbanked to the institutional finance fold. Do you agree with this for financial inclusion of the poor section of the Indian society? Give arguments to justify your opinion.

All 20 GS3 2014 questions · Technology, Economy, Environment, Security & Disaster Management · Report a typo