Theme T131 · Indian Economy

Digital economy & digital currency: digitalisation, CBDC

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What UPSC asks

Questions ask the status and problems of digitalisation and how the Digital Rupee (CBDC) works.

Prepare these

• UPI and digital public infrastructure
• Digital divide and cyber risks
• CBDC: retail vs wholesale, pilots, vs crypto

Answer writing

• Explain working, progress, challenges

Directive words in these PYQs: Explain (1), Examine (1), Suggest (1).

Linked themes

Builds on: study these first

These come earlier in the roadmap. Questions in this theme use them.

Comes back later in

Later themes that take this one further.

Syllabus lines covered

• GS3-L1 — Indian Economy and issues relating to planning, mobilization of resources, growth, development and employment.

All 2 PYQs, newest first

1. GS3202610 marks · 150 wordsGS3-ECO-03-M2026-S01

   What do you mean by Digital Rupee? In this context, explain the working and progress of India’s Central Bank Digital Currency (CBDC).

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2. GS3202310 marks · 150 wordsGS3-ECO-01-M2023-Q02

   What is the status of digitalization in the Indian economy? Examine the problems faced in this regard and suggest improvements.

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